Meet The Team

With global reach, as well as local expertise, AAF Financial offers clients a highly personalised and goal-orientated wealth management experience – one designed to help them explore all the possibilities within reach. Our advisers have extensive experience of wealth management and all aspects of financial planning.

Finn Houlihan

Managing Director

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Finn Houlihan

Managing Director

Finn has over 20 years experience of working in wealth management and private banking. He set out on his international career working as an analyst for Reuters in the Money & FX Team and Reuters Equity & Options Team.

After 5 years at Reuters he made the transition over to private banking and wealth management at RBS Private Bank where he was responsible for the South West of England, providing his clients with all their private banking and advice needs and laterally at The Fry Group where he was responsible for the Middle East and Spain.

He is passionate in providing his clients with clear and transparent advice in often complex areas. Finn is a member of the Chartered Institute for Securities and Investments, a Chartered Financial Planner and Fellow of The Personal Finance Society, he has a degree in Economics from Queen Mary University of London and a Masters in Finance and Investment from University of Exeter.

Outside of work, Finn enjoys spending time with his family, sailing and supporting his local Rugby Club – Exeter Chiefs.

 

Areas of expertise


Retirement Planning
Wealth Management
ExPat for financial Planning
• Inheritance Tax Planning

Qualifications & Awards


Chartered Financial Planner
Advanced Diploma in Financial Planning
Diploma in Financial Planning
Certificate in Financial Planning
Certificate in Discretionary Investment Management
Certificate in Investment Operations
Certificate in Securities Advice & Dealing
Certificate in Financial Services
Certificate in Life & Pensions
Award in Retail Banking
Fellow of the Personal Finance Society
MCSI – Member of the Chartered Institute of Securities and Investments
MA Finance and Investment
BSc (Hons) Economics

Paul Uings

Private Client Director

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Paul Uings

Private Client Director

In a career that has spanned three continents, Paul has experienced a wide spectrum of financial advisory services from undertaking a senior client advising role at a multi-national private bank in London to more recently heading up the International Tax and Trusts team at a boutique financial planning firm in the Middle East before returning to the UK to take his current role as Private Client Director at AAF Financial in London.

Pauls innate desire to help people and a thirst for learning led him to study to become a Chartered Financial Planner in the UK. He uses his experience from the international financial planning space to help clients and their families with wealth generation and preservation planning, and how best to structure their finances for the future.

Paul studied at Canterbury University and is a member of the Chartered Insurance Institute and the London Institute of Banking & Finance.

 

Areas of expertise


Retirement Planning
Wealth Management
Pension Sharing Advice
IHT Advice
ExPat for financial Planning

 

Qualifications & Awards


Chartered Financial Planner
Diploma in Financial Advice (Level 6)
Certificate in Long Term Care & Later Life Planning
Pension Transfers (Level 6)

Daniel Roberts

Private Client Director

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Daniel Roberts

Private Client Director

Daniel is a Private Client Director with more than 25 years of experience in the private banking industry. This has been advising both UK and international high net worth clients. Previous experience working with both Lloyds International and Nedbank Private Wealth across multiple jurisdictions including the Middle East, Africa and Europe.

He is skilled in wealth management, retirement planning, investments, HNW mortgage lending, foreign exchange (FX) options and life assurance.

Daniel is a strong professional and is passionate about providing his clients with clear and transparent advice in often complex advice areas. Daniel is a full member of the  Chartered Insurance Institute with many specialist qualifications including advanced pension income planning and advanced trusts and taxation.

Areas of expertise


• Retirement Planning
• Wealth Management
• Business Protection
• Personal Protection Advice

 

Qualifications & Awards


University of Wolverhampton
Diploma in Regulated Financial Planning
Diploma in Financial Planning
Financial Planning Certificate
Certificate in Discretionary Investment Management
Certificate in Life & Pensions
Certificate in Mortgage advice and Practice

Peter Cranwell

Independant Financial Adviser

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Peter Cranwell

Independant Financial adviser

Born in Glasgow, I have lived in Sheffield for over 30 years now.

It is a great base to have for frequent weekends away – often abroad, but more recently here in the UK. I like to walk regularly, and the Peak District is a favourite. I may have left Glasgow, but Glasgow hasn’t left me – I still follow Celtic FC!

Having spent almost 20 years after college working in the hospitality industry, I retrained in Financial Services some 24 years ago.

Most recently a director of a firm that provided specialised retirement planning advice to clients both here in the UK and overseas, but now happy to be back in more ‘general practice’.

Areas of expertise


• Retirement Planning
• Wealth Management
• Pension Sharing Advice
• Corporate Financial Planning

 

Qualifications & Awards


Diploma in Financial Advice (Level 4)
Mortgage Advice Qualification
Certificate in Regulated Equity Release
Discretionary Investment Management
Award in Pension Transfers

Tony Morgan

Independent Financial Adviser

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Tony Morgan

Independant Financial Adviser

With a career in UK Financial Services now exceeding four decades and having provided regulated financial advice since 1996 (independent advice from 2000), Tony has a wealth of experience across the financial spectrum. This has served him well in fully understanding his Clients, from a variety of backgrounds, and delivering appropriate, bespoke solutions for their needs.

Tony holds the Diploma in Financial Planning (Dip PFS), and the Certificate in Mortgage Advice & Planning (CeMap) qualifications, and takes great pride in providing personalised, holistic, professional and friendly financial advice service for his clients. He is particularly proud of the willingness of his clients to make referrals, unprompted.

Clients appreciate the clarity of Tony’s advice, his patience, reliability, and his willingness to go the extra mile to help them achieve their financial objectives.

Away from work, Tony enjoys spending time with his family, watching Manchester City mens’ and  womens’ football teams, and following the Lionesses when and where possible. He also enjoys playing the occasional round of golf.

Areas of expertise


• Retirement Planning
• Wealth Management
• Protection Advice

 

Qualifications & Awards


CII Level 4 Diploma in Financial Planning (QCF) – DipPFS
Equity Release
Certificate in Mortgage Advice and Planning
Financial Planning Certificate

Adam Keen

Head of Paraplanning

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Adam Keen

Head of Paraplanning

Adam has been in finance since 2008 working for HSBC and Legal & General. In 2018 Adam started focusing on Financial Services, beginning with the Fry Group where he trained as a Paraplanner, then he moved on to other firms to expand his knowledge and gain exposure to international clients. Adam is part of the way through completing his Financial Advisory exams.

Outside of work, Adam enjoys spending time with his young family, watching rugby, American football and football. Adam enjoys going out for a run and completing challenges for charities.

Areas of expertise


• Retirement Planning
• Protection
• Future Planning

Qualifications & Awards


Mortgage Advice Cert CII (MP)
Financial Protection
Studying for a Diploma in Financial Planning (Level 6)

Amy Keen

Head of Client Services & Administration

 

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Amy Keen

Head of Client Services & Administration

Amy began her career in the financial services sector with AAF Financial. As Administrator and Client Services Manager, she assists the advisers with client support and administrative tasks.

Amy is currently studying to complete her financial exams.

In her spare time Amy enjoys spending time with her young family and friends, going for walks with the dog, reading and spending time at the beach when the weather is nice.

Ben Haulkham

Wills, Estates & Trusts Consultant

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Ben Haulkham

Wills/Estate’s and Trusts Consultant

Ben has worked for numerous firms in the Private Client sector, from an International wealth management company to high street and commercial law firms. Gaining vast experience from the different areas of Private Client, he has a great deal of knowledge and expertise which has enabled him to develop and further his abilities as a lawyer.

Ben’s experience across various Private Client matters enables him to be an outstanding problem solver for clients. He is an excellent communicator who can accommodate any individual, regardless of their circumstances. Ben is passionate about helping clients and offers a very calm and sensitive approach, particularly at difficult and upsetting times for individuals.

Ben is driven, determined, technically minded and passionate about what he does. He loves meeting clients and making a difference for them. Every client is different and he enjoys meeting the needs of different individuals.

 

Areas of expertise


• Wills
• Estate Planning
• Lasting Powers of Attorney
• Probate
• Advising the Elderly & Future Planning
• Inheritance Tax
• Domicile
• Trusts

Alicia Ireland

Tax Consultant

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Alicia Ireland

Tax Consultant

Alicia Ireland is the owner and founder of Cornflower Accountants. Throughout Alicia’s journey in the world of accountancy and tax practices across South Devon, she has had the pleasure of exploring various opportunities, including some thrilling experiences at a Big 4 firm! Over the past decade or so, Alicia has had the chance to dive into a wide range of tasks which she has thoroughly enjoyed.

Alicia’s skillset is wide and therefore she can assist with a range of services including basic bookkeeping to comprehensive accounts and tax guidance. Specialist tax advice on Statutory Residence Tests, Domiciliary issues and Capital Gains Tax are areas she find most fascinating.

 

Areas of expertise


• Personal tax, Income Tax Returns
• Capital Gains Tax
• Self employment
• Partnerships
• National Insurance
• Tax upon investment income
• Tax relief upon pension contributions/ gift aid
• Tax queries surrounding rental income
• Residency and Domicile issues
• Double Taxation Agreements
• Foreign Tax credit relief

 

Qualifications & Awards


AAT Qualified
FMAAT status

barry cridland

Compliance Consultant

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Barry Cridland

Compliance Consultant

Barry has worked a lifetime in the world of finance. Through sales, marketing, product development and analysis, he moved into Strategy and Governance.

Along the way Barry has acted on Cross Industry Committee, notably on DB Pension Transfers; become the moral judge for a leading provider on transfers; built fund ranges for pensions and bonds; acted as a business negotiator between providers and major advice companies – planned, built and delivered polices and products and achieved high management levels at both financial advisors and product providers.

Barry has acquired a wealth of experience and knowledge which he now shares through his role as a Compliance and Business Consultant. This is bolstered through a long and developed relationship with regulators from PIA to FCA and an understanding of how working with the regulator can benefit the adviser.

Barry works at AAF Financial with colleagues he has a strong relationship with and a high respect for.

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Financial Planning

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